Home Loan & EMI Calculator

Estimate monthly repayments, total interest and total payments for a fixed-rate loan in Indian rupees.

How it works

EMI = P × r / (1 − (1+r)^−n), where r is the monthly interest rate and n is the number of monthly payments. At zero interest, EMI = P ÷ n.

Assumes a constant interest rate and regular monthly payments. Fees, insurance, taxes, prepayments and floating-rate changes are excluded. The entered term is rounded to a whole number of months.